DynaPass utilizes a, U.S. Patented (U.S. Patent #6,993,658), out-of-band authenticationAuthentication in which a different communication path than the primary communication path is used to verify a user's identity. method while generating a dynamic One-Time Password (OTP)A password that is valid for only one login session or transaction.. It opens the account for a very short time at the user’s request and sends a one-time password, that is out-of-band authenticated by the user of a user PIN. This is a zero-footprint When no hardware or software is installed on the client side, and no trace of a session is left on the user's computer. strong authentication system that doest not require additional hardware or software to be installed by the user. This helps prevent against man-in-the-middle attacksComputer attacks in which a user tries to intercept data exchanged between a sender and receiver., such as phishing schemes or malware, that may occur during standard password authentication. Nothing needs to be installed on the user’s computer, and the user does not need anything else besides a mobile phone or compatible device which is commonplace.

With the expanded use of the Internet and Mobile Smart devices to obtain information, it has become more critical than ever for organizations in any industry to confirm the identity of the user who is logging in. Dynapass can provide the strong authentication system that companies need and will easily integrate into any existing system. DynaPass also provides additional security by overlaying a user defined prefix and/or suffix that is added to the one-time password. This extra layer of security protects against attacks that may occur in the event your mobile device is lost or stolen.

DynaPass is an extremely economical way for enterprises with many users to rapidly confirm identity prior to access of their accounts or other vital information. An additional advantage is that by using the SMS system, there is little need for concern about wireless bandwidth. The entire authentication process is completely out- of-band, which protects against malware installed upon your computers.

Increasingly, more regulatory agencies are mandating at least two-factor authentication for access to confidential records. This includes groups like HIPAA (Healthcare), FFEIC (Financial Institutions), SOX (Accounting and Legal), and FERPA (Education). DynaPass meets or exceeds all requirements in this authentication category.

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