DynaPass provides a cost effective approach to user access, while providing the highest level of security as an overlay to existing business applications and systems. DynaPass is specifically designed to meet security and data integration requirements, while reducing the overall cost associated with being compliant with state and federal laws. Managing business passwords, applications and systems data is often a complex, labor and time intensive process requiring specialized IT skills and resources. DynaPass, a patented system, removes some of these obstacles by protecting sensitive data through the use of strong two-factor authentication. Whether choosing a Cloud-Based Solution, Server-Based Solution, or Machine-to-Machine Solution, DynaPass delivers the strong authentication and security businesses need to safeguard their data.